Life / General

General Personal Insurance

Savings Insurance

A good savings insurance plan helps you manage and grow your reserves, provide life protection coverage, and help you to take care of many “what-if’s” in life, be it for retirement or your children’s education. You can choose when and how you wish to pay your premium and receive your guaranteed returns.

Life Insurance

Traditional Life insurance including whole life, term life and universal life can protect your dearest against the adversity of your death

Medical Insurance

Medical Insurance including Basic Health Insurance and Hospital-Surgical Insurance generally covers room charges, basic hospital services, and physician services during a hospital stay.

Insurance Investment-Linked Assurance Scheme (ILAS)

combines both investment and life protection in one policy that could be one of your options to achieve your goals, such as buy a property, save for your children's education or prepare for retirement. You may choose the appropriate scheme, according to your unique investment needs and risk appetite across different life-stages.

Accident insurance

Accident insurance provides protection to you and your family, supporting the family financial needs when you have an accidental injury

Property insurance

Property insurance is a policy that provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage, which covers both Residential buildings and Office/Shop.

Travel insurance

Travel insurance can certainly ensure you with a carefree trip, for either vacation or business. The only way to have an enjoyable trip is to purchase insurance with full travel protection.

Commercial / Corporate Insurance

Corporate Insurance is specially designed to protect your businesses with a broader coverage at a competitive cost.

Coverage

(a) All Risks (b) business interruption (c) monetary loss

(d) Personal Accident
(e) Public responsibility
(f) Employee Compensation

Commercial / Corporate Insurance

Employee Compensation Insurance

In Hong Kong. It does not matter if your workers are Part-Time, Temporary, or Full Time, and neither does it matter what the scope of their employment is; if you employ an individual under a contract of service, or apprenticeship, then you must purchase an Employees Compensation Insurance to protect your employees.

Coverage

(a) Medical expenses
(b) Temporary incapacity
(c) Permanent total disability (100%)

(d) Permanent Partial Disability (less than 100%)
(e) Accidental death

Public liability insurance provides compensation and legal costs if the insured person’s business premises are sued by relevant parties such as customers, suppliers or passers-by of the business premises due to accidents that cause personal injury or property damage to others.

Please contact our financial experts to know more

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    For enquiry, you may contact Delta Asia Securities Limited (Hong Kong) or any branches of Banco Delta Asia S. A. (Macao).

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    +852 6218 8000

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    DELTASIACS

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    +852 2533 0722