• Assess, review, and recommend credit proposals and loan reviews, securing approvals in accordance with the Group’s policies and respective lending authorities
• Enhance the credit policies, procedures, and controls to optimize the Group’s risk exposure and ensure regulatory compliance
• Assist the department head in tracking and assessing the quality of the loan portfolio effectively and strategically
• Review and analyze credit risk management reports, recommending appropriate actions as needed
• Manage loan portfolio proactively to reduce delinquency and bad debt by taking proactive remedial actions at an early stage
• Supervise, mentor, and develop the credit operations team, ensuring efficient daily operations and high-quality output
• Handle ad hoc tasks as assigned

• Report to the Chairman & Group CEO, this role is responsible for formulating and executing the HR strategies that attract, develop and retain talent, supporting the organisation in fulfilling its vision and mission
• Responsible for the full spectrum of HR and administrative functions, spearheading the formulation and implementation of HR strategies and innovative talent acquisition and retention programs to position the Group as an employer of choice and meet organizational development goals
• Develop strategic resourcing plans and provide effective solutions on talent acquisition and retention to fulfill the current and long term needs of the Group
• Act as HR Business Partner and subject-matter-expert to provide professional HR solutions and support to business units in the Group on all aspects of HR functions
• Develop and drive HR transformation and change management programs in support of the Group’s strategies and initiatives
• Partner with the management team to drive a high performance culture by facilitating appropriate learning interventions, performance management and employee engagement
• Enable the organization to reach business results through training and development programmes, and organizational development initiatives
• Improve operating efficiency by streamlining the human resource management processes, providing innovative solutions, and using technology to integrate the various human resources deliverables (including compensation and benefits system, training administration, etc)

• Provide application support to end users
• Participate in full SDLC activities including system analysis, design, coding, testing, deployment and ongoing support
• Participate in the new systems development projects and define, develop and configure the user requirements
• Ensure quality IT solutions delivery on time and within budget
• Liaise with vendors in the course of the acquisition and testing of new systems
• Lead or participate in IT or non-IT process improvement initiatives when required

• Oversee Delta Asia general insurance overall business and support platform, lead all business activities to ensure achieving the desired results and align with the Group strategies and business objectives.
• Lead and expand business & sales, underwriting, claims & operations to improve the P&L of the General Insurance business in Macau.
• Develop and implement high-quality business development and sales plans for general insurance business, both for the short-term growth and the long-term business expansion of the Group, including increase of local market share, improvement of sales management and related support platform to deliver business results.
• Enforce adherence to internal policies, legal and compliance guidelines to maintain the Group’s legality and business ethics.
• Direct and support operations team to ensure all policies, procedures and manuals comply with the regulatory requirements and industry/market practices.
• Define service levels and standards to enhance customer experience.
• Promote team work with key internal stakeholders, and act as a contact point for key external stakeholders.
• Keep abreast of industry trends, competitor activities, and regulatory changes to identify opportunities and mitigate risks.
• Liaise with various departments across the Group to provide guidance and support in facilitating the development of the general insurance business, aiming to achieve targets while maintaining a robust control environment.
• Report business and operations performance to the Board on timely basis.

• Lead the sales team, setting goals and providing guidance and support
• Implement sales strategies to drive revenue and achieve sales targets
• Provide on-the-job coaching for subordinates and support them to handle day-to-day partners related issues to ensure our high level of services standard
• Participate in product development to enrich the service platform
• Perform regular training and guidance to team members
• Provide wealth management planning ideas with products across the company
• Comply with regulatory requirements and group policies
• Explore new market and business opportunities of Wealth Management products, participate in business planning and development
• Provide professional advice and risk management solutions to clients
• Establish and maintain good relationship with our partners, design and negotiate cost-effective solutions to cater for our clients’ needs

Key Features

• Comprehensive Sales and Product training to develop all-rounded wealth management professionals
• Exposure to wealth management products, client advisory, and related financial services
• Mentorship and on-the-job training to develop client relationship advisory and sales skills
• Structured career progression opportunities within banking and wealth management
• Supportive environment for IANG graduates to build a successful career in Hong Kong

Why Join Delta Asia as a WMT?

• Solid foundation for a successful career progression in banking and wealth management
• Comprehensive product offerings and professional training to build solid product knowledge and client relationship management skills
• Join a well-established family-owned group with long-term stability and people-oriented culture
• Competitive remuneration package (attractive basic salary + performance-based incentives)
• Leave benefits and caring leave arrangements (including birthday leave, graduation leave, volunteer leave)

This is an ideal opportunity for graduates who are committed to pursue a long-term career in banking and financial services in Hong Kong.

Who We Are Looking For

• Bachelor’s or Master’s degree holder (preferably in Business, Finance, Economics, or related disciplines)
• Strong interest in banking, wealth management, and client-facing financial services
• Good communication and interpersonal skills with a proactive, self-motivated mindset and eager to learn
• Proficient in both English and Chinese (Putonghua proficiency is preferred)
• Positive attitude and committed to build a professional career in the financial services industry
• Fresh graduates and IANG holders are welcome to apply

• Provide Wealth Management Solutions (Investment & Insurance) for customers to fulfill their financial needs
• Manage clients’ wealth management portfolio by providing value-added advice and recommendations on asset allocation
• Identify and capture business opportunities to expand the customer base and nurture long-term relationships with existing and new target customers
• Participate in ongoing Training and Development sessions

• 開拓本地、國內目標客戶群
• 與潛在客戶/客戶建立及維持穩固及良好的業務關係，拓展新客源
• 為客戶提供專業的理財策劃(包括證券、期貨、保險、儲蓄、投資及退休計劃)及投資建議的服務
• 確保所有的銷售流程符合全部公司政策及監管機構要求